Non-performing assets and profitability: case of Indian banking sector
| dc.contributor.author | Bhatnagar, Mukul | |
| dc.contributor.author | Özen, Ercan | |
| dc.date.accessioned | 2023-01-20T09:49:02Z | |
| dc.date.available | 2023-01-20T09:49:02Z | |
| dc.date.issued | 2022-06 | |
| dc.description.abstract | Introduction: The Indian banking industry is currently facing a difficult time in the context of a rising trend in non-performing assets (NPAs) that is challenging its power and resilience. Aim:The purpose of this analysis is to analyse the NPA-profitability relationship for the Indian banking sector to assess the severity of NPAs’ effect on bank profitability. Other bank-specific, industry-specific and macroeconomic variables that influence banking benefit were also taken into account. Method:For the purpose of the appropriate study a balanced panel of data comprising all Indian banks over a period of 8 years (2011–2018) has been used. Fixed effects and random effect panel regression models have been drawn. Findings: There is a strongly unfavorable association between NPA and the profitability measure: asset return (ROA). The results of the study identified NPA as the biggest detractor of the income of the banking industry because NPA has the highest negative regression coefficient. It means that decreasing credit quality hinders and causes banks to fail. | uk_UA |
| dc.identifier.citation | Bhatnagar M. Non-performing assets and profitability: case of Indian banking sector [Electronic resource] / Mukul Bhatnagar, Ercan Özen // Economic security in thе Global environment (ESGE–2022) : lnternational Conference (June 29–30, 2022) / М-во освіти і науки України, Київ. нац. екон. ун-т ім. В. Гетьмана ; [ed. board: Lukyanenko D. et al.]. – Electronic text data. – Київ : КНЕУ, 2022. – P. 184–193. – Title from screen. | uk_UA |
| dc.identifier.isbn | 978-966-926-415-2 | |
| dc.identifier.uri | https://ir.kneu.edu.ua:443/handle/2010/38854 | |
| dc.language.iso | en | uk_UA |
| dc.publisher | Київський національний економічний університет імені Вадима Гетьмана | uk_UA |
| dc.subject | NPL | uk_UA |
| dc.subject | NPA | uk_UA |
| dc.subject | Indian Banking | uk_UA |
| dc.subject | Bank Profitability | uk_UA |
| dc.title | Non-performing assets and profitability: case of Indian banking sector | uk_UA |
| dc.type | Article | uk_UA |