Fintech platforms in SME’s financing: EU experience and ways of their application in Ukraine

dc.contributor.authorIvashchenko, Allauk
dc.contributor.authorІващенко, Алла Іванівнаuk
dc.contributor.authorИващенко, Алла Ивановнаuk
dc.contributor.authorBritchenko, Igoruk
dc.contributor.authorБрітченко, Ігор Геннадійовичuk
dc.contributor.authorБритченко, Игорь Геннадьевичuk
dc.contributor.authorDyba, Mykhailouk
dc.contributor.authorДиба, Михайло Івановичuk
dc.contributor.authorДыба, Михаил Ивановичuk
dc.contributor.authorPolishchuk, Yevheniiauk
dc.contributor.authorПоліщук, Євгенія Анатоліївнаuk
dc.contributor.authorПолищук, Евгения Анатольевнаuk
dc.contributor.authorSybirianska, Yuliiauk
dc.contributor.authorСибірянська, Юлія Володимирівнаuk
dc.contributor.authorСибирянская, Юлия Владимировнаuk
dc.contributor.authorVasylyshen, Yuriiuk
dc.contributor.authorВасилишен, Юрій Володимировичuk
dc.contributor.authorВасилишен, Юрий Владимировичuk
dc.date.accessioned2019-04-18T13:15:05Z
dc.date.available2019-04-18T13:15:05Z
dc.date.issued2018uk
dc.description.abstractThe main aim of the given research is to develop an appropriate approach for creation of information FinTech platform with the EU standards compliance mainly for SMEs in order to support innovativeness of SMEs, improve their access to finance and simplify different financial processes. The authors defined the main features of FinTech platforms underlining types of FinTech, its participants and the most influential factors. The main trends of FinTech platforms development in the EU countries, such as the level of investment, impact of EU FinTech platforms on the global scale, features of investments into B2B FinTech, were determined. It was considered that in Ukraine, some positive changes in legislation were adopted, but the challenges like lack of finance, slow adoption of innovations in the financial market, not sufficient clarity of legislation remain among the main constraints for further development of FinTech platforms in Ukraine. The conducted analysis on the level of FinTech types performance by Ukrainian platforms showed only the great share of digital payments and money transfers, while other modern innovative FinTech instruments should not be underestimated for proper FinTech application in Ukraine. For this purpose, the authors have developed the Information Platform on Support for SMEs’ Innovations that consolidates interests of both SMEs and scientists. To determine both the SMEs’ opinion about the necessity of a particular Internet platform for them and the types of services that could be provided by the sme-sci.com platform, the authors conducted a survey in which 374 medium-sized and 380 small businesses took part. The results of the survey that are presented in the article confirm the necessity of the Information Platform on Support for SMEs’ Innovations and demand for it from the SMEs. Finally, the result of the research proves that such a unique informational platform as sme-sci. com that will serve as an interactive field for exchanging ideas and information of both representatives of scientific and business world is of great importance.uk
dc.identifier.citationFintech platforms in SME’s financing: EU experience and ways of their application in Ukraine / Alla Ivashchenko, Igor Britchenko, Mykhailo Dyba [and other] // Investment Management and Financial Innovations. – 2018. – Vol. 15, Iss. 3. – P. 83–96.uk
dc.identifier.issn1810-4967uk
dc.identifier.urihttps://ir.kneu.edu.ua:443/handle/2010/29498
dc.language.isoenuk
dc.publisherLLC “Consulting Publishing Company “Business Perspectives”uk
dc.subjectFinTech platformsuk
dc.subjectinformation platformsuk
dc.subjectP2P lendinguk
dc.subjectequity fundinguk
dc.subjectcrowdfundinguk
dc.subjectnew technologiesuk
dc.titleFintech platforms in SME’s financing: EU experience and ways of their application in Ukraineuk
dc.typeArticleuk
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